Over the past three years i.e. since 2020, the world has faced two epic shocks that no one predicted - the COVID-19 pandemic in early 2020, and the Russia/Ukraine crisis in early 2022. In this note, I look at some of the important mega trends that these shocks have accelerated. Specifically, I highlight how these shocks seem to affect almost all countries in similar ways, leading to similar responses. Also, how these shocks are driving more cohesion by world leaders and peoples in how they deal with what they consider to be a shared problem. We know from the Bible that in these end times, true believers will eventually be seen as the common problem. So what is really happening? What could it imply for your money? And does the Bible have anything to say about all this?